Privacy Policy

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At Thangamayl Sree Palanimurugan Jewellery, we value the trust you place in us when using our 11-Month Value-Based Gold Savings Scheme App. This Privacy Policy explains how we collect, use, and protect your information to provide a secure and transparent digital savings experience.

1. Information We Collect

To provide a seamless registration and payment experience, we may collect the following information:

  • Personal Identification: Name and valid ID proof required for enrollment and redemption.
  • Contact Information: Mobile number for SMS confirmations and OTP verifications.
  • Financial Transaction Data: Details of your monthly installments (ranging from ₹1,000 to ₹1,00,000 or above) and payment acknowledgments.
  • Digital Interaction: Real-time tracking of your scheme progress and payment history within the app.

2. How We Use Your Information

We use the collected data to:

  • Process and acknowledge your 11-month gold savings installments.
  • Send automated reminders to ensure payments are made on or before the 15th of every month.
  • Verify your identity for secure redemption of gold jewellery at our showroom.
  • Provide dedicated customer support and transparent scheme updates.

3. Data Security & Protection

Encryption: Transactions are protected through secure payment gateway integration and encrypted data protection systems.

Transparency: Every payment is instantly acknowledged via SMS to ensure complete peace of mind.

Confidentiality: We maintain your records strictly for the purpose of managing your Value-Based Scheme and facilitating your jewellery purchase.

4. Scheme Maturity and Redemption

Upon completion of the 11-month tenure, your data is used to calculate your eligibility for benefits, including:

  • 0% Making Charges (Seikooli) and 0% Wastage (Setharam).
  • Application of the mandatory 3% GST as per Government regulations.
  • Calculation of gold value based on prevailing market rates at the time of purchase.

5. Your Rights and Responsibilities

Non-Transferability: Your scheme account is personal and non-transferable.

Early Closure: If you choose to discontinue before 11 months, your data will be used to facilitate redemption for jewellery at standard charges.

Review: We encourage users to review scheme details carefully prior to enrollment to ensure complete clarity.

6. Contact Us

If you have questions regarding your data or this policy, please contact our support team:

Address: 180, Bazaar Street, Pollachi, Tamil Nadu – 642001
Mobile: 8220381769
WhatsApp: 8056681769